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These disclosures vary based on property type but often include things like known flaws with the property, prior improvements or repairs, and potential environmental hazards.Ī standardized disclosure form called a seller’s property disclosure statement is required by Minnesota law to be provided by the seller as an addendum to the contract and must be signed by both buyer and seller (or the deal does not proceed). The buyer reviews and signs off on any disclosures.Put simply: don’t be afraid to ask to run a title search early, even if that means you might have to pay for it yourself. While some wait until later in the process to do a title search, it’s not uncommon for liens or assessments to derail a transaction, so buyers can benefit from learning these things early. The signed contract is sent to an attorney or title company to begin the title search and all other work-related to transferring and changing the title to the new owners and preparing the title commitment.Sometimes this deposit may be broken into two consecutive payments. Concurrently, a deposit, or earnest money, is paid to the buyer’s attorney, broker, or escrow agent (never to the seller directly).An offer is accepted by the seller and a contract is signed and accepted.These are the initial tasks once a buyer is in contract, and are most often done in parallel to Part 2: The mortgage process: Step by Step Part 1: Disclosures, inspections, and title Check your specific contract and its addenda to be sure. In some cases, Minnesota sellers may continue to offer the home for sale while contingencies (such as the inspection contingency) haven’t been met.In Minnesota, buyers and sellers often consummate the transaction at the same closing table.Minnesota’s homebuying process is similar to other states where a closing agent (either a real estate attorney or a representative of a title company) is used to consummate the transaction and prepare all the closing documents.If you’re new to the Folio extension or need a review, watch this tutorial video. No more switching in and out of different program windows! You can create, share, and manage your timelines directly from your Gmail inbox.

Recipients receive reminders for events (only if you set reminders!), get updates when changes are made, and can access the timeline from whatever device they'd like.įor the best experience of Folio, Gmail users can install the Chrome Gmail Extension. The timeline keeps all relevant parties in the loop. These timeline websites can be shared with your clients, the other agent, or even a lender or title officer.

You can add or update these events right from your inbox if you're a Gmail user, and everything is automatically synced to your Google or Outlook calendar.įor each Smart Folder, Folio creates a website where you can choose to publish the important dates relevant to that client. In that Smart Folder, Folio will automatically add relevant emails, and make it easy to access important documents or contacts that pertain to that client.įor each added client, you can keep track of important dates, such as those tied to the contract, or even showings for a pre-contract client. You'll see these Smart Folders appear in your email-as a label in Gmail, or a folder in Outlook. You can easily approve or reject those suggestions, and that helps train Folio's algorithm to do better in future.įor an approved client (or one you manually added), Folio will automatically create a S mart Folder for them. When Folio finds a potential client, it will ask you to confirm whether it got it right. Otherwise, it'll suggest the client by name. For a client that's under contract, Folio will often suggest the address of the property. When you connect Folio to your email account, it starts analyzing your email for keywords and phrases that indicate you're working with someone, either in the early stages, or under-contract. Once you connect your inbox, it gets to work organizing your clients, helping you stay on top of your day-to-day. Using Folio in another industry? Learn more here.įolio is the first email assistant for real estate agents.

This article is for users of Folio for Real Estate.

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